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There are a wide variety of reasons that people are using payday loans right now. Before we look at those reasons, let's quickly review how the payday loan works. Unlike a conventional installment loan from a bank or a financial institution, you possibly can use the payday loan for any reason you would along the lines of. You do not have to disclose to the lender why you want that the loan. They do not care. They merely care that you have the resources to repay the loan. So whenever you are 18 years of age or over, a citizen of the UK, have an income out of any source and have a bank account of some sort it is possible to determine a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans