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Free Annual Credit Report

Getting an annual credit history review has been the advice of several financial managers as these people guided their customers to understand all information on credit reports. Would the idea of a free annual credit report be very good news? Consumers are thrilled with the new federal mandate which demands the three major national credit reporting agencies offer a free annual credit report to anyone requesting copies of these personal credit reports. An annual credit document is available from all these bureaus.

In the past, an annual credit record would cost a customer about $9 each. And, considering that each with the credit reports from this three major bureaus could be different, consumers found it safer to avoid the issue connected with credit repair. Those consumers that had been denied credit could, however, obtain a copy of the credit report from your bureau that offered time frame credit score. This would allow the customer to see the explanation for a low score. But now, with identity theft on the rise, consumers are being urged to watch their reports, even if there may be no reason to suppose misinformation. An annual free credit report review could be the future of credit management.

Identity theft can happen swiftly and go undiscovered for months. With a free annual report,consumers can now monitor their credit status for unauthorized activities which might be occurring on their charge cards or banking accounts. With a free annual credit file, consumers can also watch their credit profile closely for criminals attempting to secure a credit card with their credit information. A free annual credit score will definitely help consumers in a offensive attack against individuality theft.

The free annual credit reports available can be downloaded over the internet. Consumers need to go the Annual Credit Report internet site and follow instructions for receiving his or her free annual credit survey. The annual credit report site will also give consumers a cell phone number to request reports by phone, and an address to help send written request to. At this time two thirds of america can access this annual credit profile, and by September 1, 2005, free annual credit reports will probably be available to the overall U. S. Take control of your credit ranking statements by downloading your free annual credit history today.